JDR Title, INC/”www.myonlinehud.com” Privacy Policy

General

Part of the operation of the JDR Title, INC/”www.myonlinehud.com” Web site found at http://www.onlinedisclosure.com (the "Site") includes the gathering of certain types of information about JDR Title, INC/”www.myonlinehud.com” users. Because we understand that your privacy is important to you, we would like to explain the types of information we gather and the way in which we use it. This Privacy Policy applies to JDR Title, INC/”www.myonlinehud.com” and any affiliated or related companies of JDR Title, INC/”www.myonlinehud.com” that it has at any time, all of which are included in references to "JDR Title, INC/”www.myonlinehud.com”" in this document.

This Privacy Policy covers two types of information gathered at JDR Title, INC/”www.myonlinehud.com”, personal and aggregated. "Personal information" refers to data you voluntarily provide in connection with use of the Site that identifies you and/or the company on whose behalf you are accessing and using the Site. Personal information includes, e.g., data submitted in connection with your search for information concerning specific bond offerings and copies of bond issue offerings documents made available through this Site, or your request for a bid for publishing, printing and distribution services related to a particular bond offering, e.g., your e-mail address, phone number, company affiliation, physical address and/or certain other information such as data regarding the bond project. "Aggregated data" refers to general information regarding visitors and users of the Site that relates to use of the Site, e.g., traffic patterns, number of visits to certain sections or pages, visits from other Web sites or to third-party Web sites linked to JDR Title, INC/”www.myonlinehud.com”'s Site, use of particular services and interest in specific bond offerings, services, information or features of JDR Title, INC/”www.myonlinehud.com” or other parties made available through or found at the Site.

Use of Personal Information

JDR Title, INC/”www.myonlinehud.com” is committed to protecting the privacy of all of its users. We understand that your personal information and non-public information about the company the user represents (which is submitted as "personal information") as sensitive and private data. JDR Title, INC/”www.myonlinehud.com” maintains your privacy and security. Because the Internet is a rapidly evolving medium and because our business may change, JDR Title, INC/”www.myonlinehud.com” may change its privacy policy from time-to-time. You should occasionally return to the Privacy Policy posted at the Site to see if any changes have been made and to advise JDR Title, INC/”www.myonlinehud.com” as soon as possible if you want JDR Title, INC/”www.myonlinehud.com” to cease using any personal information you have submitted.

JDR Title, INC/”www.myonlinehud.com” may collect and use personal data that you submit at the Site in any manner that is consistent with uses stated in this Privacy Policy or disclosed elsewhere at the Site at the point you submit such personal information. Except as expressly stated in this Privacy Policy, JDR Title, INC/”www.myonlinehud.com” will never willfully disclose or make personal information about you available to any third party without first having provided you notice in this Privacy Policy or receiving your permission at the time you submit the personal information. JDR Title, INC/”www.myonlinehud.com” may share personal information with third parties, in connection with its business, in order to facilitate proper and beneficial use of the features and services offered at this Site. JDR Title, INC/”www.myonlinehud.com” may also use personal information to contact you to keep you informed of current and future products, services and other opportunities JDR Title, INC/”www.myonlinehud.com” provides.

Personal Information that JDR Title, INC/”www.myonlinehud.com” may use may be collected at the Site (1) in the event registration and/or user login is ever required; (2) if you choose to submit personal information when making an e-mail inquiry at the Site or requesting a bid; (3) through JDR Title, INC/”www.myonlinehud.com” e-mail communications or other notices or communications, in order to advise you or items of interest, to provide you with disclosures and information that may be relevant or important to bond offerings posted at the Site, or to provide notice of amendments or supplements to official statements made available at the Site.

Permission for Use

At the time you submit personal information or make a request, the intended use of the information you submit will be apparent in the context in which you submit it and/or because JDR Title, INC/”www.myonlinehud.com” states the intended purpose. By submitting personal information at the Site, you are giving your consent and permission for any use that is consistent with uses stated in this Privacy Policy or disclosed elsewhere at the Site at the point you submit such personal information, and such consent will be presumed by JDR Title, INC/”www.myonlinehud.com”, unless you state otherwise at the time you submit the personal information.

PLEASE DO NOT REQUEST ANY SUCH COMMUNICATIONS ON BEHALF OF AN INDIVIDUAL OR COMPANY IF YOU ARE NOT AUTHORIZED TO MAKE THE REQUEST AND THE RECIPIENT OF THE COMMUNICATIONS DOES NOT WANT YOU TO DISCLOSE THE REQUESTED INFORMATION.

Disclosure of Personal Information to Third Parties

JDR Title, INC/”www.myonlinehud.com” may share your personal information in any of the following circumstances:

• If you request a bid for services at the Site, JDR Title, INC/”www.myonlinehud.com” may disclose such personal information to any third-party service provider JDR Title, INC/”www.myonlinehud.com” uses or may use to fulfill any services in connection with such project on which a bid is given.

• JDR Title, INC/”www.myonlinehud.com” may disclose personal information to any bond offeror that requests such information in order to provide necessary notices or amended official statements for any bond offering published through the Site.

• JDR Title, INC/”www.myonlinehud.com” may share your personal information to third-party suppliers in connection with services such third parties provide under an agreement with JDR Title, INC/”www.myonlinehud.com”, e.g., for handling communications such as e-mail newsletters or other communications. In this case, such third party will be restricted to using your personal information only as directed by JDR Title, INC/”www.myonlinehud.com” and only in connection with the business of JDR Title, INC/”www.myonlinehud.com”.

• In connection with any other feature, service or submission you make at the Site. If you are participating in a feature on the Site and submitting personal information that JDR Title, INC/”www.myonlinehud.com” may disclose to third parties and this Privacy Policy has not already advised you of such disclosure, then we will let you know at that time. JDR Title, INC/”www.myonlinehud.com” will also give you the opportunity at that time to elect to not have your personal information shared with such third parties. If you do not elect to prevent the sharing of your personal information with third parties at that time, JDR Title, INC/”www.myonlinehud.com” may use it as permitted in this Privacy Policy. However, use of personal information is limited to the purposes disclosed when you submit the information.

Withdrawing Consent to Use

If, after permitting use of your personal information, you later decide that you no longer want JDR Title, INC/”www.myonlinehud.com” to include you on its mailing list or otherwise contact you or share your personal information with third parties in the manner disclosed in this Privacy Policy or at the Site, simply tell us by sending an e-mail to: clients@dardenreed.com.

Use of Aggregated Data

JDR Title, INC/”www.myonlinehud.com” is interested in improving the Site and may develop and offer new features and services. We monitor aggregated data regarding use of the Site for marketing purposes and to study, improve and promote use of the Site. In connection with such purposes, JDR Title, INC/”www.myonlinehud.com” may share aggregated data with third parties collectively and in an anonymous way. Disclosure of aggregated data does not reveal personal information about individual Site users in any way that identifies who they are or how to contact them. However, disclosure of aggregated data may include the identity of the company or business to which it relates. JDR Title, INC/”www.myonlinehud.com” will not disclose or otherwise share data which JDR Title, INC/”www.myonlinehud.com” knows to be confidential or to be specific competitive, proprietary data regarding the business of a Site user or the company whose personal information the user has submitted, without the express permission of the user, except to third-party suppliers of JDR Title, INC/”www.myonlinehud.com” who need such information and have an agreement with JDR Title, INC/”www.myonlinehud.com” that restricts use of such data to those purposes authorized by JDR Title, INC/”www.myonlinehud.com” in connection with its business. However, JDR Title, INC/”www.myonlinehud.com” may disclose such specific business data, so long as JDR Title, INC/”www.myonlinehud.com” does not identify the individual or company to whom it pertains and does not reveal the identity of the person, in the case of personal information.